# =============================================================================
# COMPETENCY RECORD - Cedric Ancellin's demonstrated engineering skills and
# experience. Third-party technologies and vendors are named as the concrete
# skill surface. Professional background / track record.
# =============================================================================

# ============================================================
# PAYMENTS ENGINEERING - COMPETENCY RECORD
# ============================================================
# Core Purpose:
#   Demonstrated experience building multi-processor checkout and
#   payments: 13+ payment integrations (cards, crypto, wallets,
#   gift cards, room charge, house credit), a pluggable gateway
#   abstraction, in-person terminal payments, a structured refund
#   engine, dispute/chargeback management, a fee engine, and
#   reconciliation hooks.
# ============================================================

summary: >
  Designed and built the platform's checkout and payments engines
  across 13+ payment integrations, card processors, cryptocurrency,
  alternative/wallet methods, gift cards, room-charge/folio posting,
  and house credit, behind a pluggable gateway abstraction, plus
  in-person hardware-terminal payments, a structured breakdown-
  reversing refund engine, dispute/chargeback management, a 30+
  formula fee engine, and multi-source reconciliation.

detail: >
  The detailed record behind this competency is available to prospective
  clients on request, under NDA. It is not published here.